In SM stores, if you have both SMGP Choice credits and Pluxee Gift credits, SMGP Choice credits will be the default currency upon paying. If the transaction is more than your SMGP Choice credits, the remaining balance may be settled using Pluxee Gift credits.
Example: If you purchased a product worth Php1,000, and there is only Php450 SMGP Choice credits in the app, your Pluxee Gift credits will be used to pay the balance of Php550.
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